Man and woman working on laptop in office

Business Savings

Easily save and access your cash while it earns interest.

Explore Our Business Savings Options

We offer three savings accounts for your business, from a simple savings account to some money markets for added flexibility - all with competitive rates. Open a savings account for your small business. Schedule an appointment to meet with a member of our commercial banking team today!

Easily stash cash for your business with Business Savings.

  • Monthly Pricing: $5
  • How to Avoid Monthly Charge: maintain a $200 daily balance
  • Interest Bearing: Yes - compounded daily, credited quarterly 
  • Opening Amount: $50


 Business Easy Save Business Money Market Business Premium Money Market
Monthly Pricing $5 $15 $20
How to Avoid the Monthly Charge maintain a $200 daily balance maintain a $2,500 daily balance maintain a $25,000 daily balance
Interest Bearing Yes- compounded
daily, credited
quarterly		 Yes – tiered,
compounded and
credited monthly		 Yes – tiered,
compounded and
credited monthly
Statements eStatement or paper
statement available
at no charge		 eStatement or paper
statement available
at no charge		 eStatement or paper
statement available
at no charge
Opening amount $100 $500 $25,000
Business Money Market
  • Monthly Pricing: $15
  • How to Avoid Monthly Charge: maintain a $2,500 daily balance
  • Interest Bearing: Yes - tiered, compounded, credited monthly
  • Opening Amount: $500
Premium Money Market
  • Monthly Pricing: $20
  • How to Avoid Monthly Charge: maintain a $25,000 daily balance
  • Interest Bearing: Yes - tiered, compounded daily, credited monthly
  • Opening Amount: $25,000


 Business Easy Save Business Money Market Business Premium Money Market
Monthly Pricing $5 $15 $20
How to Avoid the Monthly Charge maintain a $200 daily balance maintain a $2,500 daily balance maintain a $25,000 daily balance
Interest Bearing Yes- compounded
daily, credited
quarterly		 Yes – tiered,
compounded and
credited monthly		 Yes – tiered,
compounded and
credited monthly
Statements eStatement or paper
statement available
at no charge		 eStatement or paper
statement available
at no charge		 eStatement or paper
statement available
at no charge
Opening amount $100 $500 $25,000
AMNB CD Special

Take advantage of our 12-month CD special to grow your savings at a competitive rate!

  • 3.75% rate with 3.80% APY*
  • 12 month maturity
  • $10,000 minimum balance; $1 million maximum
*APY means Annual Percentage Yield. 12-month rate effective as of 3/14/2023. To qualify for this rate, you must have an American National checking account and the certificate of deposit must be funded with money not currently in another American National deposit account. A penalty may be imposed for early withdrawals and fees may reduce earnings. This rate is subject to change at any time.


 Business Easy Save Business Money Market Business Premium Money Market
Monthly Pricing $5 $15 $20
How to Avoid the Monthly Charge maintain a $200 daily balance maintain a $2,500 daily balance maintain a $25,000 daily balance
Interest Bearing Yes- compounded
daily, credited
quarterly		 Yes – tiered,
compounded and
credited monthly		 Yes – tiered,
compounded and
credited monthly
Statements eStatement or paper
statement available
at no charge		 eStatement or paper
statement available
at no charge		 eStatement or paper
statement available
at no charge
Opening amount $100 $500 $25,000

ICS & CDARS


ICS (Insured Cash Sweep) and CDARS are smart, convenient ways to safeguard your large deposits. With ICS, your funds are placed into demand deposit accounts, money market accounts, or both. With CDARS, funds are placed into CDs.

With these account options, you can: 
• Enjoy peace of mind knowing your funds are eligible for multi-million-dollar FDIC insurance
• Earn interest
• Save time by working directly with American National
• Know the amount of your deposit can be used to invest in your local community



We'll help you select the right account for your business.

Smiling young woman working online with her laptop

Let us help you manage your cash.

Our treasury management services help you save time and optimize your cash flow and receivables. With remote deposit capture, secure online access and more, we'll work with you on developing a plan for the cash management needs of your business.

  • Payables & Receivables 
  • Fraud Protection
  • Liquidity Management 

Visit our blog page for financial education, savings tips, and more.