Auto Insurance
While you may not think much about your car insurance until you need it, the right coverage can offer the protection you need for yourself, your vehicle, and the loved ones who ride around with you. As a partner with Bankers Insurance LLC, American National Bank can shop for auto insurance for you. We’ll give you quotes from multiple auto carriers and answer any questions you have about what type(s) of coverage best meet your needs.
Get an Auto Insurance quote today. Contact an insurance specialist to get multiple quotes from a variety of carriers.
What is car insurance and what does it cover?
Car and truck insurance coverage are mandated under state law. For example:
In Virginia, “to purchase license plates or decals, you must certify that the vehicle is covered by the minimum insurance requirements … Insurance requirements also apply to antique motor vehicles. Your insurance carrier must be authorized to conduct business in Virginia.”
In North Carolina, “All vehicles with a valid North Carolina registration are required to have continuous liability insurance provided by a company licensed to do business in North Carolina ... North Carolina law also requires insurance coverage for uninsured/underinsured motorists, as well as minimum bodily injury and property damage limits. This is required for all policies, even if they exceed the minimum requirements.”
Our insurance team can help you confirm that you have the minimum coverage required by your state. We will also discuss your specific needs and situation to make sure you have all the coverage you need. For example, newer cars or vehicles you’re financing may need more than just minimum coverage.
What is an auto insurance quote?
A car insurance quote is an estimate of how much your policy will cost on an annual, semi-annual, or monthly basis. The quote is based on a variety of factors, including your driving history, age, where you live, and the make/model/year/color of your vehicle.
5 Common Types of Auto Insurance
- Liability coverage for bodily injury and property damage
- Uninsured and underinsured motorist coverage in case you’re hit by someone who doesn’t have any or enough car insurance.
- Comprehensive coverage protects your car from other types of damage such as theft, hail, or vandalism.
- Collision coverage to help you repair or replace your vehicle if the accident or damage is your fault.
- Medical payments coverage will help with healthcare costs related to injuries sustained from an accident.
Get an auto insurance quote from American National Bank!
American National’s tradition of community banking dates back over a century to our founding in 1909. We believe being local is more than just having an office in the Virginia and North Carolina communities we serve. It's about looking out for our customers with better banking options and quick, local decisions. To get a quote on a new auto policy or to review your existing policy to see if we can better meet your needs, contact our insurance team today by emailing scruggsb@amnb.com.
Insurance products are not FDIC insured, not a bank deposit, not guaranteed by the bank or any U.S. Government Agency and may lose value.