excited children arriving home with parents

Title Insurance

Protect yourself and your property with title insurance.

Always start with a clean title.

What is title insurance all about?

When you purchase a home or property, you want to protect your ownership in that investment.
A title search should always be done to uncover any potential issues that may interfere with your rights to the property. Nobody wants unknown debts or legal issues to be uncovered down the road and cause any challenges related to your ownership of the property. 

That's where title insurance comes in. A title insurance professional will research public records to see if there are any problems that could cause legal issues. These could be unpaid taxes, undisclosed heirs to the property, issues with the deed, or pending legal actions to name a few. Simply stated, they will see that the title is clean and that the seller has the right to sell it to you.

When financing a home or property, you'll generally need two type of title insurance - a policy for the owner and a policy for the lender. As the name implies, the owner's policy protects your rights to the property, while the lender's policy protects the lender's interest - a lender's policy is typically always required for a loan. Owner’s title insurance, while optional, is highly recommended as it protects your interests at the time of transaction and after you purchase your home if you maintain your coverage.

Protect your investment with some of the best in the business.

In order to ensure your investment is protected, we are here to help. We have strong partnerships with reputable title agencies and title professionals in both Virginia and North Carolina and it's in our best interest, as well as yours, to make sure you are in the right hands  with such an important transaction.