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American National Bankshares Inc. Announces Third Quarter 2015 Cash Dividend

7/22/2015

For more information, contact:

William W. Traynham

Chief Financial Officer

American National Bankshares Inc.

traynhamw@amnb.com

434.773.2242

Traded: NASDAQ Global Select Market                                    Symbol: AMNB

FOR IMMEDIATE RELEASE: July 22, 2015

Danville, VA - American National Bankshares Inc. (NASDAQ: AMNB), parent company of American National Bank and Trust Company, announced its Board of Directors has declared a quarterly cash dividend of $0.23 per common share, payable Sept. 18, 2015, to shareholders of record Sept. 4, 2015.

American National Bankshares Inc. considers the payment of appropriate dividends a vital part of its capital planning and management program. The Company adheres to a dividend policy based on a review of earnings, growth, capital and such other factors that the Board of Directors considers relevant to the dividend decision process.

About American National

As of Jan. 1, 2015, with the closing of the acquisition of MainStreet BankShares, Inc., American National Bankshares Inc. is a multi-state bank holding company with total assets of approximately $1.5 billion. Headquartered in Danville, Va., American National is the parent company of American National Bank and Trust Company. American National Bank is a community bank serving the Piedmonts of Virginia and North Carolina with 27 banking offices and two loan production offices. American National Bank and Trust Company also manages an additional $767 million of trust, investment and brokerage assets in its Trust and Investment Services Division. Additional information about the company and the bank is available on the bank's website at www.amnb.com. Shares of American National are traded on the NASDAQ Global Select Market under the symbol "AMNB."

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