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Savings

American National savings accounts offer you competitive interest rates and a wide range of terms. Select the account that works best for you:

Easy Save — Apply Online Today!

Make saving easier than ever with Easy Save. With flexible terms and a competitive interest rate, this account is a great way to start saving today. Account includes:

  • Minimum opening deposit of only $100
  • Interest compounded daily and credited quarterly
  • Up to six transactions (that deduct from the account balance) per statement cycle at no charge; $5 charge for each transaction beyond the limit of six
  • ATM card at no charge
  • Link to your checking account for overdraft protection
  • Your choice of paper statements (with no check images) or eStatements
  • No monthly fee for daily account balances of $200 or more ($5 monthly fee if balance falls below minimum)

MINOR/SENIOR EASY SAVE Customers who are under 18 years of age or who are 65 years of age and older enjoy no monthly requirement and no minimum balance fee. Apply Online Today!

Money Market Accounts

American National’s Money Market account includes tiered interest rates, easy access to your funds, and more:

  • Minimum opening deposit of $500
  • Interest is compounded and credited monthly
  • ATM card available at no charge
  • Link to your checking account for overdraft protection
  • Your choice of paper statements (with no check images) or eStatements
  • Up to six transactions (that deduct from the account balance) per statement cycle at no charge; $10 fee per statement cycle for transactions over the limit of six
  • No monthly fee for daily account balances of $2,500 or more ($15 monthly fee if balance falls below minimum)

Premium Money Market

Customers with higher balances enjoy all the benefits listed above, and earn even higher interest rates with our Premium Money Market.

  • Minimum opening deposit of $25,000
  • No monthly fee for daily account balances of $25,000 or more ($20 monthly fee if balance falls below minimum)

Health Savings Account

Make the most of your high-deductible health insurance plan with a Health Savings Account (HSA).  Eligible individuals may make tax-deductible contributions, and funds can be withdrawn tax-free for qualified medical expenses.

  • Open with $100
  • Interest is compounded daily and credited monthly
  • Your choice of paper statements (with no check images) or eStatements
  • No monthly fee for daily account balances of $500 or over ($2.25 monthly fee if balance falls below minimum)

Certificates of Deposit

Lock in a competitive interest rate with a CD. Terms vary from 91 days to 5 years. For added savings, interest may be reinvested in your certificate. If you prefer, you may have your interest deposited into your American National account. This is a perfect low-risk investment for funds you do not need to access.

Early withdrawal penalties may apply.

Individual Retirement Accounts (IRAs)

An IRA is a great way to save for your retirement. With potential tax benefits and competitive interest rates, you can choose from a number of options:

  • Traditional, Roth and SEP IRAs
  • 401(k) rollovers
  • Certificate of Deposit or Variable Rate Savings Plan

Christmas Easy Save — Apply Online Today!

Save for the season all year with our Christmas Easy Save account!

  • Open with a minimum of $10 drafted from another American National personal deposit account
  • Maintain a minimum balance of $10 to earn interest
  • Establish automatic draft or payroll deduction to maintain account [Additional deposits (separate from automatic draft or payroll deduction) are accepted]
  • Enjoy no minimum monthly balance fee
  • For more information, contact your local Branch Manager.

$30 early closing fee (within 180 days of account opening)

$10 fee for each debit transaction (withdrawal, automatic transfer or payment) in excess of two during the calendar year

Online Banking

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