Explore your savings options
Developing good savings habits is a cornerstone of good financial practices. We offer account options for every stage of life — from youth to retirement savings and everything in between.
Open a savings account online or schedule an appointment today!
We offer competitive savings accounts that provide an easy way to stash your cash to save for a rainy day, maintain an emergency fund, or set up a youth savings account.
| ACCOUNT | Easy Save | Easy Save Plus | UTMA Easy Save |
|---|---|---|---|
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Description
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a savings account that makes it easy to save | a savings account for customers under 25 or over 60 | a savings account that follows the Uniform Transfers to Minors Act |
| Monthly Pricing | $5 unless a $200 balance is maintained | n/a | n/a |
| Interest | yes - daily, credited quarterly | yes - daily, credited quarterly | yes - daily, credited quarterly |
| Opening Amount | $50 | $10 | $100 |
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Open Online
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Open an account | Open an account | Online account opening not available for UTMA |
Put your extra cash to work with the higher rates and added flexibility of a money market. You’ll earn more interest than in a traditional savings or checking account, plus you get up to six withdrawals per month at no extra charge.
| ACCOUNT | Money Market | Premium Money Market |
|---|---|---|
| Description | a competitive money market account | a money market with high interest |
| Monthly Pricing | $15 can be avoided if you maintain a $2,500 daily balance | $20 can be avoided if you maintain a $25,000 daily balance |
| Interest |
yes - tiered, credited monthly
|
yes - tiered, credited monthly
|
| Opening Amount | $500 | $25,000 |
If you are looking to maximize your savings, our Certificate of Deposits (CDs) and Individual Retirement Accounts (IRAs) can help. With various maturities and no penalty options, boost your savings on your schedule.
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CDs
Grow your savings at a competitive, fixed rate
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Roth and Traditional IRAs
Add a tax advantage to your savings
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AMNB CD Special
Take advantage of our 12-month CD special to grow your savings at a competitive rate!
From the tax advantages of an HSA, to an automatic holiday savings account, and the ReStart account to help you as you build your credit, we have a few additional options to help meet the savings needs of anyone.
| ACCOUNT | Christmas Easy Save | ReStart Savings | Health Savings Account (HSA) | ICS & CDARS |
|---|---|---|---|---|
| Description |
automatic account to help you save for the holidays |
proceeds from the AMNB ReStart Loan |
an account to make the most of your high-deductible insurance plan |
an account that provides multi-million-dollar FDIC insurance protection |
| Monthly Pricing | n/a | n/a | $2.25 | variable |
| Interest | yes, simple interest paid annually on the first business day in November | yes - daily, credited quarterly | yes - daily, credited quarterly | yes |
| Opening Amount | $10 | $3,000 | n/a | $250,000+ |
| Other | limited to two withdrawals per calendar year ($10 fee per withdrawal after two) | contributions are pre-tax or tax-deductible; HSA debit card included | Learn More |
Turn on Round Up Savings - a no-brainer way to save!
Round Up Savings is a free savings program that automatically transfers the difference between the amount of a transaction made with your American National debit card and the next whole dollar amount to your savings account. When you round up the change, it's barely missed.
