Simple Checking

Simplify your checking account with no frills or fees.

Are you looking for a $0 checking account in North Carolina or Virginia? Simple Checking is perfect for anyone who doesn’t want to worry about a minimum balance requirement. Simplify your checking account with no frills or fees.


Benefits of Simple Checking 

Get what you need from your checking account: 

  • No minimum balance
  • 3 ATM waivers per month when using other banks' ATMs
  • Instant issue debit card
  • Unlimited check writing
  • Free eStatements
  • Online and Mobile Banking
  • Minimum opening deposit is only $50

Simple Checking Plus

Accountholders age 60+ are eligible for all the benefits of our Simple Checking account, plus free paper statements with check images.

Open a Free Checking Account With No Minimum Balance!

At American National Bank & Trust Company, we believe being local is more than just having an office in the community. It's about looking out for our customers with better banking options and quick, local decisions. Established in 1909 in Danville, Virginia, we have a long legacy of helping people and communities thrive. With multiple banking locations in Virginia and North Carolina, we are proud to be your community's hometown bank.

Enjoy the convenience of checking with no minimum balance and no fees. Visit a nearby location today!

Find a Checking Account That's Right for You

Explore our full range of personal checking accounts today to find an account that is perfect for your needs: