Meet Teresa Davis
Mortgage Banker Serving Lynchburg - Westlake – Bedford VA
A longtime resident of Forest, VA, Teresa A. Davis grew up in Altavista. With 18 years of total lending experience, most recently as a mortgage originator, she can help you navigate the home loan process with ease. As a Mortgage Loan Officer for AMNB’s Lynchburg, Bedford, and Westlake branches, Teresa specializes in all residential loan types including Conventional, Jumbo, FHA, VA, USDA, VHDA, portfolio, Construction to Permanent, single-family to 4-unit properties, owner-occupied, investment properties, and second homes. She especially enjoys assisting first-time home buyers navigate through the process of buying their first home—their first large purchase—with as little stress as possible, and solving any potential situations with a positive outcome for the customer.
Teresa is a member of the Lynchburg Association of Realtors and has served as an ambassador for the Bedford Chamber since 2018, currently serving as the Ambassador Board Chair. Teresa also recently served on the 2022 planning committee for Lynchburg Business Alliance to assist with planning the annual Emerge Women's Conference that hosted over 150 attendees. A lifetime learner, Teresa enjoys spending time with husband and two children, hiking the mountainous trails of Virginia (especially if they have waterfalls!), researching, and reading. She graduated from InterContinental University and holds a bachelor’s degree in Business.
Teresa’s advice for new customers is:
“The very first step is to reach out to a knowledgeable lender who has several options for you to consider and is able to thoroughly explain the differences and what is needed to proceed with your loan—someone who can assist you with finding the best product that fits your needs. For someone who is purchasing a home, first meet with a lender to discuss your income, employment status, and your credit history. This is not only to make sure you can qualify for a mortgage loan, but to also check for any potential obstacles that need to be addressed. Having a professional review information before making an offer to purchase a property gives you the ability to work with your Realtor to make that offer on your potential home with confidence.”
Start a Conversation with Teresa
As a mortgage lender serving Lynchburg, Westlake, and Bedford Virginia, Teresa is happy to discuss your needs no matter where you are in your homebuying journey.