Certificates of Deposit


At American National Bank, we know it’s easier to save when your savings account fits your life. With our CD accounts, you can choose between short and longer terms. Grow your savings on a timeline that works for you!

What is a CD?

This type of savings account earns a higher interest rate on your lump sum deposit in exchange for your commitment to a certain term length. If you withdraw funds before the end of the term, you may have to pay a penalty fee.

Features and Benefits of Certificate of Deposit

  • $500 minimum opening deposit
  • No penalty option
  • Maturities range from 3 months to 5 years
  • CD account interest rates are fixed, giving you a guaranteed return on your deposit
  • FDIC-insured

Earn even more on your deposit with one of our CD specials. Take advantage of great rates–check our current specials here.

Grow your savings with a high-interest CD!

Ready to open a high interest CD? Get in touch with us, visit one of our convenient locations, or call us at 1-800-240.8190 to get started. Need help finding the best savings accounts for you? Contact us today or visit your nearest American National Bank location in the Piedmont Triad region of Virginia and North Carolina. We are proud to be your community’s hometown bank!